Maine Car Insurance - Auto Insurance Quote in ME
Maine's State motto: "Dirigo ("I direct" or "I lead")"There are many ways to save money in Maine, but there is only one way to save money on your car insurance. CarInsurance.com offers the leading Online Insurance Marketplace™ where you can compare great rates and get the most affordable local car insurance available in Maine. By comparing rates from over a dozen insurance companies, you not only get the lowest rates, you also get a policy that fit your needs and protects you. We offer a convenient way to purchase your car insurance online after comparing rates, saving you time and money.
MAINE CAR INSURANCE REQUIREMENTS
Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.
MAINE INSURANCE COVERAGE:
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit
The state of Maine follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Medical Payments (MP) coverage pays for the medical and funeral expenses for you or others hurt or killed in an accident while riding in or driving your car. Maine state law requires a minimum Medical Payment coverage of $1,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Maine state law requires a minimum Uninsured/Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Maine and available to help you all the way through the quote and purchase process.
Maine's car insurance quotes are changing every month. CarInsurance.com's Average Premium Trend Tool shows changes in Maine's auto insurance rates. The arrow below shows the monthly average premium change in Maine. | ||
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Get local car insurance in all of Maine. Enter your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.
Local car insurance is available in all of Maine!
The average auto insurance premium for residents in Maine is $1,148 in 2010; the national average is $1,552. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company. You have to shop around to see if you are saving money. CarInsurance.com helps you find the competitive rates and discounted prices available in Maine, so average Mainers can get a better-than-average rate on their auto insurance.
2010 has had a decrease in auto insurance rates. It is important to shop for car insurance so you get the best available rate! CarInsurance.com brings competition directly to the consumer and we work to lower your costs through technology.
Even within the state of Maine, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Maine is 18% lower in 2010 than 2009. 2009 was 6% higher than 2008 in Maine. Now is the perfect time to shop for new low rates on your auto insurance, by requesting a quote online you could save hundreds instantly!
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Maine. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly adding new carriers to our site so you can compare the rates of many carriers and you can purchase in one spot. We offer a site where you can compare the rates of multiple, reliable companies and purchase immediately online, or over the phone. Enter your zip code above to see how much you can save in the Pine Tree State!
Looking for auto insurance for a different state? CarInsurance.com can give you quotes and rates for all 50 states and the District of Columbia. To find low cost car insurance rates in your state, enter the zip code above. For information on a different state, click on the state’s link below and get the information you need.
